Personal Loan Rates

Personal loans can help fund a major purchase or consolidate debt at a lower interest rate. Learn more about all our personal loan options.

Loan Type Base APR Apply Now
You-Name-It Loan™ Up to 12 Months As low as 9.99%1 Apply Now
You-Name-It Loan™ Up to 36 Months As low as 10.99%2 Apply Now
You-Name-It Loan™ Up to 60 Months As low as 12.40% Apply Now
Line of Credit As low as 11.65% Apply Now
Unsecured Home Improvement As low as 7.00% Apply Now
  1. A sample You-Name-It loan for $1,000 at 7.99% APR for 12 months would require 12 monthly payments of $86.98
  2. A sample Signature loan for $5,000 at 10.40% APR for 60 months would require 60 monthly payments of $107.26
  3. A sample Share-Secured loan for $2,000 at 4.05% APR for 12 months would require 12 monthly payments of $170.37

Why Choose Arizona Central Credit Union for a Personal Loan?

Arizona Central Credit Union has been providing Arizona families in Phoenix and beyond with loans and other financial services since 1939. Whether you already have an account or are just looking to compare interest rates, Arizona Central, Arizona’s leading local credit union, will be here to safeguard you and help you achieve your goal of financial freedom.

Arizona Central Credit Union has 9 branches throughout Arizona, including Phoenix, Glendale, Tempe, Chandler, Flagstaff, Tucson and Show Low. Members have access to over 30,000+ surcharge-free ATMs nationwide through the CO-OP Shared ATM networks. Arizona Central makes banking accessible & rewarding for all AZ communities.

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Find a Branch Near You Today!