Line of Credit
- Competitive interest rates
- No application or processing fees
- No annual fees1
- Advances available at any branch, online, or by phone
Contact Arizona Central Credit Union by calling (602) 264-6421 or toll free at (866) 264-6421
What is a Personal Line of Credit?
A personal line of credit is a revolving account of credit that allows you to borrow funds up to a certain amount. It is similar to a credit card, but does not require you to pay funds in a single lump sum. You are approved to borrow a certain amount, the limit, but only pay interest on the amount you use. Personal lines of credit are used for personal expenses such as:
- Covering a large purchase
- Funding an unexpected expense
Why Choose Arizona Central Credit Union?
Arizona Central Credit Union has been providing Arizona families in Phoenix and beyond with personal lines of credit, mortgages, and other financial services since 1939. Whether you already have an account or are looking for lending options, Arizona Central, Arizona’s leading local credit union, will be here to safeguard you and help you achieve your goal of financial freedom.
Arizona Central Credit Union has 9 branches throughout Arizona, including Phoenix, Glendale, Tempe, Chandler, Flagstaff, Tucson and Show Low. Members have access to 30,000+ surcharge-free ATMs nationwide through the CO-OP ATM network. Arizona Central makes banking accessible & rewarding for all AZ communities.
Line of Credit FAQs
*To qualify, the member must mention this offer when opening a new checking account with Arizona Central Credit Union. The $200 bonus will be deposited to the member’s new checking account within ten (10) business days after the following three (3) requirements have been met. 1. Signed up and currently enrolled in eStatements. 2. Has performed at least fifteen (15) debit card transactions within the first sixty (60) days of account opening. AND 3. Have a direct deposit of at least $250/month. APY on checking accounts range from 0% to 0.10% APY based on product type and may vary. Minimum to earn APY is $1.00. Fees may reduce earnings. Bonus is considered interest and will be reported on IRS Form 1098-INT. Cannot be combined with any other offers. Offer valid for new checking accounts opened by 12/31/2024. Terms and conditions subject to change without notice. The new member must maintain the membership account and meet the above requirements for six (6) consecutive months, otherwise the $200 bonus will be deducted from the new member’s account upon closing and/or failure to meet requirements. $5 minimum balance must be maintained at all times to remain eligible for credit union services. This is a one-time offer and is non-transferable. Federally insured by NCUA.
Personal Loan Options
