| Card Type | Base APR |
|---|---|
| Visa Gold | 10.90% |
| Visa Classic | As low as 13.90% |
| Visa Secured | 13.90% |
View our credit card disclosure and cardholder agreement for additional product details.
Why Should I Open a Credit Card?
Credit cards open a world of possibility, whether you want to fund an extra expense, or are looking to build your credit score, credit cards have a lot of benefits. Depending on the card you choose, cards can
- Increase purchasing power
- Build credit history and boost credit score
- Encourage good financial habits
What is a Secured Credit Card?
A secured credit card is one that uses your own money as collateral. When you open a secured credit card, you will place a certain amount of money in a security deposit account. This money lets lenders know you will be able to pay them back. Secure credit cards are a good option for those with:
- Limited credit history
- Bad credit
Why Choose Arizona Central Credit Union for a Visa Credit Card?
Arizona Central Credit Union has been providing Arizona families in Phoenix and beyond with loans and other financial services since 1939. Whether you already have an account or are just looking to open a credit card, Arizona Central, Arizona’s leading local credit union, will be here to safeguard you and help you achieve your goal of financial freedom.
Arizona Central Credit Union has 9 branches throughout Arizona, including Phoenix, Glendale, Tempe, Chandler, Flagstaff, Tucson and Show Low. Members have access to over 30,000+ surcharge-free ATMs nationwide through the CO-OP Shared ATM networks. Arizona Central makes banking accessible & rewarding for all AZ communities.
