Checking & Savings Rates

Your bank should work for you. That’s why Arizona Central Credit Union offers competitive interest rates for both checking accounts and savings accounts. Learn more about our rates below.

Savings Accounts

Account Type Minimum To Open Minimum Balance to Obtain APY Dividend Rate APY Apply Now
Member Share $5.00 $5.00 0.10% 0.10% Apply Now
You-Name-It Savings $0.00 $0.00 0.05% 0.05% Apply Now
IRA Share $1.00 $1.00 0.05% 0.05% Apply Now

Checking Accounts

Account Type Minimum To Open Minimum Balance to Obtain APY Dividend Rate APY Apply Now
Simple Checking $0.00 N/A N/A N/A Apply Now
Money Market Checking $0.00 $1.00
$10,000.00
$50,000.00
$100,000.00 or more
0.20%
0.35%
0.45%
0.65%
0.20%
0.35%
0.45%
0.65%
Apply Now
Health Savings Checking $0.00 $1.00 0.05% 0.05% Apply Now
Exempt Funds $0.00 N/A N/A N/A Apply Now

Money Market Accounts

Account Type Minimum To Open Minimum Balance to Obtain APY Dividend Rate APY Apply Now
Money Market $1,000.00 $1.00
$10,000.00
$50,000.00
$100,000.00 or more
1.00%
1.10%
1.60%
2.10%
1.00%
1.11%
1.61%
2.12%
Apply Now
NextGEN Money Market $500.00 $1.00
$10,000.00
$50,000.00
$100,000.00 or more
1.00%
1.10%
1.60%
2.10%
1.00%
1.11%
1.61%
2.12%
Apply Now

*Balances of $5,000 or more follow standard Money Market tiers. APY is variable and may change at any time after account opening. Fees may reduce earnings.

Why Choose Arizona Central Credit Union for Banking?

Arizona Central Credit Union has been providing Arizona families in Phoenix and beyond with loans and other financial services since 1939. Whether you already have an account or are just looking, Arizona Central, Arizona’s leading local credit union, will be here to safeguard you and help you achieve your goal of financial freedom.

Arizona Central Credit Union has 9 branches throughout Arizona, including Phoenix, Glendale, Tempe, Chandler, Flagstaff, Tucson and Show Low. Members have access to over 30,000+ surcharge-free ATMs nationwide through the CO-OP Shared ATM networks. Arizona Central makes banking accessible & rewarding for all AZ communities.

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