Refinance Your Mortgage

Has your credit score improved? Or have mortgage rates dropped since you first purchased or refinanced your home?

If you answered “yes” to either of these questions, we may be able to help you save money by refinancing your mortgage.

Why Refinance Your Home?

  • Convert existing equity to cash for college expenses, home improvements, debt consolidation or other financial needs by refinancing
  • Currently have your mortgage through another financial institution? Let’s see if we can help save you some cash by refinancing with us
  • Do you have an ARM? A Fixed Rate Mortgage can help you lock in today’s lower rates.
  • Save thousands of dollars in interest and own your home sooner, by refinancing your 30-year loan to a 15-year option.

For current mortgage refinance rates, call (602) 264-6421 ext. 8189 or toll free at or toll free at (866) 264-6421 ext. 8189.

View Our Loan Rates

When Should You Refinance Your Home?

How do you know when you should refinance your home? There are a number of factors that may mean it’s the right time.

  • Could you benefit from some of your home’s equity? Consolidate debt, make a large purchase, or meet other financial goals.
  • Do you want to shorten the term of your loan? Refinancing from a 30-year loan to a 15-year loan can greatly reduce the amount of interest you pay and help you own your home faster.

Learn more about the different Mortgage Refinance options.

Calculate if you should Refinance your Home Mortgage.

Financial Calculators

You can also use our convenient financial calculators to quickly assess what you can afford.

Contact Arizona Central Credit Union by calling (602) 264-6421 or toll free at 
(866) 264-6421 to learn more about our personal loan products, designed to meet your financial needs!

Why Choose Arizona Central Credit Union for Mortgage Refinancing?

Arizona Central Credit Union has been providing Arizona families in Phoenix and beyond with mortgages and other financial services since 1939. Whether you already have an account or are just looking to refinance your mortgage, Arizona Central, Arizona’s leading local credit union, will be here to safeguard you and help you achieve your goal of financial freedom.

Arizona Central Credit Union has 9 branches throughout Arizona, including Phoenix, Glendale, Tempe, Chandler, Flagstaff, Tucson and Show Low. Members have access to 30,000+ surcharge-free ATMs nationwide through the CO-OP ATM network. Arizona Central makes banking accessible & rewarding for all AZ communities.

Deep Roots, Strong Community:

Mortgage Loans

Prequalify for a Mortgage

Streamline the process by knowing how much home you can afford before you shop.

Down Payment Assistance Programs

Want to get into a new home, but saving enough for a down payment has become a sticking point? We have several down payment assistance options that may be a good fit for your particular situation.

Refinance Your Home Today

Has your credit score improved? Or have mortgage rates dropped since you first purchased or refinanced your home?

Find a Branch Near You Today!