🌟7.99% Holiday Rate Special is Here!
Take advantage of our 7.99% Holiday Rate Special to help you do a little extra this holiday season with our You-Name-It Personal Loan!*
From gifts to getaways, cover it all with a personal loan. Borrow up to $5,000 this season with competitive rates, no fees, and fast access to funds!
Why Get A Personal Loan?
Our personal loans are exactly what they say – personal. No matter your needs, you have access to this flexible loan, which can be used for a variety of purposes, including
- Consolidating debt
- Funding a major purchase
- Cover emergency expense
- Moving Expenses
- Vacation/Travel
- Wedding Expenses
- Medical Expenses
Not ready to apply but want to see what Personal Loan options are right for you? Fill out our form and our Lending Representatives will be in touch!


What is the You-Name-It Personal Loan™?
Arizona Central Credit Union’s You-Name-It Personal Loan™ is a great personal loan option for whatever you need to spend! High credit card rates weighing you down?
- Borrow from $500-$30,000
- Repayment terms from 12 to 60 months
- No application or processing fees
- Competitive interest rate

Why Get a Personal Loan from Arizona Central Credit Union?
Arizona Central Credit Union has been providing personal loans in Phoenix, AZ and beyond since 1939. Whether you already have an account or are just looking for lending options, we will be here to safeguard you and help you achieve your goal of financial freedom.
Arizona Central Credit Union has 9 direct branches throughout Arizona, including Phoenix, Glendale, Tempe, Chandler, Flagstaff, Tucson and Show Low. Members have access to 30,000+ surcharge-free ATMs nationwide through the CO-OP ATM network. Arizona Central makes banking accessible & rewarding for all AZ communities.
*A sample You-Name-It Personal Loan for $1,000 at 7.99% APR for 12 months would require 12 monthly payments of $86.98.
Personal Loan Options
