Personal Line of Credit

There’s no telling when an emergency or unexpected event will occur and that’s when a Line of Credit can help.

Line of Credit

  • Competitive interest rates
  • No application or processing fees
  • No annual fees
  • Advances available at any branch, online, or by phone

Contact Arizona Central Credit Union by calling (602) 264-6421 or toll free at (866) 264-6421

What is a Personal Line of Credit?

A personal line of credit is a revolving account of credit that allows you to borrow funds up to a certain amount. It is similar to a credit card, but does not require you to pay funds in a single lump sum. You are approved to borrow a certain amount, the limit, but only pay interest on the amount you use. Personal lines of credit are used for personal expenses such as:

  • Covering a large purchase
  • Funding an unexpected expense

Financial Calculators

You can also use our convenient financial calculators to quickly assess what you can afford.

Contact Arizona Central Credit Union by calling (602) 264-6421 or toll free at 
(866) 264-6421 to learn more about our personal loan products, designed to meet your financial needs!

Why Choose Arizona Central Credit Union?

Arizona Central Credit Union has been providing Arizona families in Phoenix and beyond with personal lines of credit, mortgages, and other financial services since 1939. Whether you already have an account or are looking for lending options, Arizona Central, Arizona’s leading local credit union, will be here to safeguard you and help you achieve your goal of financial freedom.

Arizona Central Credit Union has 9 branches throughout Arizona, including Phoenix, Glendale, Tempe, Chandler, Flagstaff, Tucson and Show Low. Members have access to 30,000+ surcharge-free ATMs nationwide through the CO-OP ATM network. Arizona Central makes banking accessible & rewarding for all AZ communities.

Line of Credit FAQs

Qualification for a personal line of a credit is generally dependent on your credit score and your payment history.

A Personal Line of Credit works by setting an approved amount of money that is able to be accessed as needed and use as you wish over a period of time.

Determine if a Home Equity Loan or Line of Credit is right for you.

Deep Roots, Strong Community:

Personal Loan Options

You-Name-It 
Personal Loan™

What is your unique, immediate, financial need? You name it, and we’ll tailor a solution just for you!

Share-Secured
Loan

Looking to build or recover your credit? 
With our Share-Secured personal loan, enjoy competitive rates while earning interest on your deposit, a perfect way to meet your financial goals.

Unsecured Home Improvement Loan

Begin your remodeling journey with confidence. Our Unsecured Home Improvement Loan allows you to shop at your local home improvement store with a larger budget, ensuring you have the resources you need to bring your vision to life.

Line
of Credit

Enjoy the peace of mind and convenience of having access to additional funds when you need them with a convenient, open-ended, revolving line of credit.

Find a Branch Near You Today!