Visa® Gold Business Credit Card
- Low annual fee
- 25-day interest-free purchase grace period
- Travel accident insurance up to $400,000
- Exclusive Visa® Gold Benefits
- Travel and emergency assistance
- Auto Rental Collision Damage Waiver Program
- Fraud protection with Visa®’s Zero Liability Policy™
Why Get a Business Credit Card?
No matter the size of your business, keeping finances separate from your personal accounts is key. Some benefits of a business credit card include:
- Keep business charges off your personal credit report
- Keep expenses separate
- Make tax expenses easier to find in one place
- Establish business credit history
- Favorable rates
How to Qualify for a Business Credit Card
- Have a qualifying business
- Follow the application process which may include business and personal info like birthdates, social security numbers, financial statements and more
What’s the Difference Between a Small Business Credit Card and a Personal Credit Card?
There are a number of distinctions between a small business credit card and a personal card.
- More spending power and potentially a higher credit limit. This is because limits are determined by both personal capital and business capital.
- Bonus categories may differ. While cashback on spending in certain categories may be common on personal credit cards, they may not be as common on business cards.
- Bookkeeping benefits. When it comes time to do taxes, you may find having all your business expenses on one statement is beneficial.
Learn more about the difference between these credit cards with our infographic.
Why Choose Arizona Central Credit Union for Business Banking?
Arizona Central Credit Union has been providing Arizona families in Phoenix and beyond with loans and other financial services since 1939. Whether you already have an account or are just looking for banking for your business, Arizona Central, Arizona’s leading local credit union, will be here to safeguard you and help you achieve your goal of financial freedom.
Arizona Central Credit Union has 9 branches throughout Arizona, including Phoenix, Glendale, Tempe, Chandler, Flagstaff, Tucson and Show Low. Members have access to 30,000+ surcharge-free ATMs nationwide through the CO-OP ATM network. Arizona Central makes banking accessible & rewarding for all AZ communities.