Personal Checkings Accounts
| Account Type | Minimum To Open | Minimum Balance to Obtain APY | Dividend Rate | APY | Apply Now |
|---|---|---|---|---|---|
| Simple Checking | $0.00 | N/A | N/A | N/A | Apply Now |
| Money Market Checking | $0.00 | $1.00 $10,000.00 $50,000.00 $100,000.00 or more |
0.20% 0.35% 0.45% 0.65% |
0.20% 0.35% 0.45% 0.65% |
Apply Now |
| Health Savings Checking | $0.00 | $1.00 | 0.05% | 0.05% | Apply Now |
| Exempt Funds | $0.00 | N/A | N/A | N/A | Apply Now |
Money Market Accounts
| Account Type | Minimum To Open | Minimum Balance to Obtain APY | Dividend Rate | APY | Apply Now |
|---|---|---|---|---|---|
| Money Market | $1,000.00 | $1.00 $10,000.00 $50,000.00 $100,000.00 or more |
1.00% 1.10% 1.60% 2.10% |
1.00% 1.11% 1.61% 2.12% |
Apply Now |
| NextGEN Money Market | $500.00 | $1.00 $10,000.00 $50,000.00 $100,000.00 or more |
1.00% 1.10% 1.60% 2.10% |
1.00% 1.11% 1.61% 2.12% |
Apply Now |
Certificate of Deposit (CD) & IRA Rates
| Account Term | Minimum Balance to Obtain APY | Dividend Rate | APY | Apply Now |
|---|---|---|---|---|
| NextGEN 6 Months | $500.00 | 3.00% | 3.04% | Apply Now |
| 6 Months | $1,000.00 Jumbo: $100,000.00 |
3.00% 3.10% |
3.04% 3.14% |
Apply Now |
| 12 Months | $1,000.00 Jumbo: $100,000.00 |
4.00% 4.10% |
4.07% 4.18% |
Apply Now |
| 24 Months | $1,000.00 Jumbo: $100,000.00 |
3.60% 3.70% |
3.66% 3.77% |
Apply Now |
| 36 Months | $1,000.00 Jumbo: $100,000.00 |
3.20% 3.30% |
3.25% 3.35% |
Apply Now |
| 48 Months | $1,000.00 Jumbo: $100,000.00 |
3.00% 3.10% |
3.04% 3.15% |
Apply Now |
| 60 Months | $1,000.00 Jumbo: $100,000.00 |
3.00% 3.10% |
3.04% 3.15% |
Apply Now |
Business Checkings Accounts
| Account Type | Minimum To Open | Minimum Balance to Obtain APY | Dividend Rate | APY |
|---|---|---|---|---|
| Business Value Checking | $0.00 | N/A | N/A | N/A |
| Business Classic Checking | $0.00 | $2,500.00 | 0.05% | 0.05% |
Business Savings Accounts
| Account Type | Minimum To Open | Minimum Balance to Obtain APY | Dividend Rate | APY |
|---|---|---|---|---|
| Business Member Share | $5.00 | $5.00 | 0.10% | 0.10% |
| Business Money Market | $5,000.00 | $1.00 $50,000.00 $100,000.00 or more |
0.65% 0.75% 1.00% |
0.65% 0.75% 1.00% |
New Auto Rates (2021 and newer)
| Maximum Loan Term | APR |
|---|---|
| 48 | As low as 7.00% |
| 63 | As low as 7.20% |
| 75 | As low as 7.85% |
| 841 | As low as 8.25% |
Used Auto Loan Rates (2016 to 2020)
| Maximum Loan Term | APR |
|---|---|
| 48 | As low as 7.15% |
| 63 | As low as 7.35% |
| 75 | As low as 8.00% |
| 842 | As low as 8.40% |
Used Auto Loan Rates (2013 to 2015)
| Maximum Loan Term | APR |
|---|---|
| Up to 48 | As low as 11.35% |
| Up to 603 | As low as 11.75% |
New Motorcycles (2023 and newer)
| Maximum Loan Term | APR |
|---|---|
| Up to 60 | As low as 8.25% |
| Up to 729 | As low as 8.50% |
| Up to 84 | As low as 9.00% |
Used Motorcycles (2017 to 2022)
| Maximum Loan Term | APR |
|---|---|
| Up to 60 | As low as 8.75% |
| Up to 729 | As low as 9.25% |
New Motor Sport (2023 and newer)
| Maximum Loan Term | APR |
|---|---|
| Up to 60 | As low as 9.25% |
| Up to 72 | As low as 10.25% |
Used Motor Sport (2017 to 2022)
| Maximum Loan Term | APR |
|---|---|
| Up to 60 | As low as 10.00% |
| Up to 72 | As low as 11.00% |
New RVs and Boats (2022 and newer)
| Maximum Loan Term | APR |
|---|---|
| Up to 180 | As low as 10.25% |
Used RVs and Boats (2014 to 2021)
| Maximum Loan Term | APR |
|---|---|
| Up to 180 | As low as 11.50% |
Personal Loan Rates
| Loan Type | Base APR | Apply Now |
|---|---|---|
| You-Name-It Loan™ Up to 12 Months | As low as 7.99%1 | Apply Now |
| You-Name-It Loan™ Up to 36 Months | As low as 10.99%2 | Apply Now |
| You-Name-It Loan™ Up to 60 Months | As low as 12.40% | Apply Now |
| Line of Credit | As low as 11.65% | Apply Now |
| Unsecured Home Improvement | As low as 7.00% | Apply Now |
Visa® Credit Card Rates
| Card Type | Base APR |
|---|---|
| Visa Gold | 10.90% |
| Visa Classic | As low as 13.90% |
| Visa Secured | 13.90% |
Home Equity & Mortgage Loan Rates
| Home Equity Loans | APR | Monthly Payment | |
|---|---|---|---|
| Line of Credit (HELOC) | As low as 7.50%1 | Calculate Your Payment | Apply Now |
| Closed End | As low as 7.734% | Calculate Your Payment | Apply Now |
Old Table
| Deposit Products | Min. Deposit | Min. Bal to obtain APY | Div. Rate | APY |
| Member Share | $5.00 | $5.00 | 0.10% | 0.10% |
| CU Succeed Money Market | $500.00 | $1.00 | 1.10% | 1.11% |
| $10,000.00 | 1.25% | 1.26% | ||
| $50,000.00 | 1.75% | 1.76% | ||
| $100,000.00+ | 2.25% | 2.27% | ||
| Money Market | $1,000.00 | $1.00 | 1.10% | 1.11% |
| $10,000.00 | 1.25% | 1.26% | ||
| $50,000.00 | 1.75% | 1.76% | ||
| $100,000.00+ | 2.25% | 2.27% | ||
| Simple Checking | $0.00 | N/A | N/A | N/A |
| Money Market Checking | $0.00 | $1.00 | 0.35% | 0.35% |
| $10,000.00 | 0.50% | 0.50% | ||
| $50,000.00 | 0.60% | 0.60% | ||
| $100,000.00+ | 0.80% | 0.80% | ||
| Health Savings Checking | $0.00 | $1.00 | 0.05% | 0.05% |
| Exempt Funds Account | $0.00 | N/A | N/A | N/A |
| You Name It Savings | $0.00 | $0.00 | 0.05% | 0.05% |
| IRA Share | $1.00 | $1.00 | 0.05% | 0.05% |
| Certificates | ||||
| NextGEN (6 Months) | $500 – $999.99 | 3.00% | 3.04% | |
| 6 Month Certificate | $1,000.00 – $99,999.99 | 3.00% | 3.04% | |
| 6 Month Jumbo Certificate | Over $100,000.00 | 3.10% | 3.14% | |
| 12 Month Certificate | $1,000.00 – $99,999.99 | 4.00% | 4.07% | |
| 12 Month Jumbo Certificate | Over $100,000.00 | 4.10% | 4.18% | |
| 24 Month Certificate | $1,000.00 – $99,999.99 | 3.60% | 3.66% | |
| 24 Month Jumbo Certificate | Over $100,000.00 | 3.70% | 3.77% | |
| 36 Month Certificate | $1,000.00 – $99,999.99 | 3.20% | 3.25% | |
| 36 Month Jumbo Certificate | Over $100,000.00 | 3.30% | 3.35% | |
| 48 Month Certificate | $1,000.00 – $99,999.99 | 3.00% | 3.04% | |
| 48 Month Jumbo Certificate | Over $100,000.00 | 3.10% | 3.15% | |
| 60 Month Certificate | $1,000.00 – $99,999.99 | 3.00% | 3.04% | |
| 60 Month Jumbo Certificate | Over $100,000.00 | 3.10% | 3.15% | |
| Business Accounts | Min. Deposit | Min. Bal to obtain APY | Div. Rate | APY |
| Business Member Share | $5.00 | $5.00 | 0.10% | 0.10% |
| Business Money Market | $5,000.00 | $1.00 | 0.65% | 0.65% |
| $50,000.00 | 0.75% | 0.75% | ||
| $100,000.00+ | 1.00% | 1.00% | ||
| Business Classic Checking | $0.00 | $2,500.00 | 0.05% | 0.05% |
| Business Value Checking | $0.00 | N/A | N/A | N/A |
| 12 Month Business Certificate | $1,000 – $99,999.99 | 4.00% | 4.01% | |
| 12 Month Jumbo Business Certificate | Over $100,000.00 | 4.10% | 4.18% | |
| 24 Month Business Certificate | $1,000.00 – $99,999.99 | 3.60% | 3.66% | |
| 24 Month Jumbo Business Certificate | Over $100,000.00 | 3.70% | 3.77% | |
| 36 Month Business Certificate | $1,000.00 – $99,999.99 | 3.20% | 3.25% | |
| 36 Month Jumbo Business Certificate | Over $100,000.00 | 3.30% | 3.35% | |
| Auto Loans | Maximum Term | APR (as low as) | ||
| New Auto (2021+) | 48 Months | 7.00% | ||
| 63 Months | 7.20% | |||
| 75 Months | 7.85% | |||
| 84 Months | 8.25% | |||
| Used Auto (2016-2020) | 48 Months | 7.15% | ||
| 63 Months | 7.35% | |||
| 75 Months | 8.00% | |||
| 84 Months | 8.40% | |||
| Used Auto (2013-2015) | Up to 48 Months | 11.35% | ||
| Up to 60 Months | 11.75% | |||
| Motorcycle Loans | Maximum Term | APR (as low as) | ||
| New Motorcycles (2023+) | 60 Months | 8.25% | ||
| 72 Months | 8.50% | |||
| 84 Months | 9.00% | |||
| Used Motorcycles (2017-2022) | 60 Months | 8.75% | ||
| 72 Months | 9.25% | |||
| Other Motorsports Loans | Maximum Term | APR (as low as) | ||
| Other Motorsport (2023+) | 60 Month | 9.25% | ||
| 72 Month | 10.25% | |||
| Other Motorsport (2017-2022) | 60 Month | 10.00% | ||
| 72 Months | 11.00% | |||
| RV and Boat Loans | Maximum Term | APR (as low as) | ||
| New RVs and Boats (2022+) | 180 Months | 10.25% | ||
| Used RVs and Boats (2014-2021) | 180 Months | 11.50% | ||
| You Name It Personal Loans | Term | Loan Amount | Base APR (as low as) | |
| Up to 12 Months | Up to $5,000 | 7.99% | ||
| Up to 36 Months | Max loan $15,000 | 10.99% | ||
| Up to 60 Months | Max loan $30,000 | 12.40% | ||
| Visa Credit Cards | Base APR (as low as) | |||
| Visa Gold | 10.90% | |||
| Visa Classic | 13.90% | |||
| Visa Secured | 13.90% | |||
| Home Equity Loans | APR (as low as) | |||
| HELOC | 7.50% | |||
| Closed End | 7.734% | |||
| Mortgage Loan | Term | Interest Rate | APR | |
| 10 Year (1 discount point) |
6.000% | 6.231% | ||
| 15 Year (1 discount point) |
5.875% | 6.037% | ||
| 30 Year (1 discount point) |
6.500% | 6.601% |
