Teaching Young Adults About Responsible Credit Card Use

Practicing responsible credit card use from a young age can set you up for financial success later in life. Using a credit card provides teens benefits like:

• Insights into exactly how you spend your money
• Ability to earn valuable rewards, including cash back 
• Opportunity to build a strong credit score for the future.

This guide will offer credit card tips for young adults. Discover what you need to know before getting a credit card, how to select the right card, and how to use your card effectively to earn rewards and build a strong credit score.

We’ll cover topics such as:

• How credit cards work
• Risks and benefits of credit cards
• Selecting the right credit card
• Handling a credit card correctly
• Understanding your credit 

A student credit card can be a great financial tool for young adults who want to build a strong credit score and set themselves up for financial success. By managing credit limits, making on-time payments and avoiding debt, young adults can potentially get free rewards through a credit card for everyday spending.

Learn more about financial success for teens. If you have any other questions, contact a financial representative today. If you’re ready to get started, visit Arizona Central Credit Union to apply for a credit card.