How Young Adults and College Students Can Manage a Checking Account

Opening a checking account is a major step for young adults and college students. These accounts are the first step to financial success since monitoring your account helps you be aware of your spending and saving. 

There are a number of reasons college students and young adults should have a checking account, such as:

• Access to a debit card and ATMs
• Convenience of availability
• Capability for direct deposit, to speed up access to your pay
• Ability to make online purchases with your account
• Opportunity to begin budgeting and tracking your spending 

This guide will help you understand all about checking accounts for young adults and college students, including key issues if you’re opening your first account.

We’ll cover topics such as:

• Why young adults or students should have a checking account 
• How to perform basic banking tasks, like making a deposit and writing checks
• How online banking works, from security to apps 
• How to track your spending, how to budget, and how to avoid overdrafts 

Opening your first checking account is an easy and important process. Learn about the ins and outs by downloading our free eBook. You’ll discover what you need to know about checking accounts and how to take charge of your money.

If you have any other questions, contact a financial representative today. If you’re ready to get started, visit Arizona Central Credit Union to sign up for a free checking account.