Teaching Teens About Responsible Credit Card Use

Practicing responsible credit card use from a young age can set you up for financial success later in life. Using a credit card provides teens benefits like:

•   Insights into exactly how you spend your money, including the biggest spending categories. 
•  Ability to earn valuable rewards, including cash back that could equate to an average savings of $300 to $400 a year. 
•  Opportunity to build a strong credit score, which can help when you apply for an apartment or loan, like a car loan or mortgage. 

At what age can a teenager get a credit card? Generally, a credit card for teens is available once someone turns 18 years old. For those who don’t have an income, a cosigner can help them get a credit card.

This guide will help you understand all about credit cards for teens and college students, including getting your first credit card.

We’ll cover topics such as:

• Understanding Credit Cards 
• Selecting the right card
• Handling a credit card correctly 
• Knowing about your credit 

Learn about the ins and outs of getting your first credit card by downloading our free eBook. You’ll discover what you need to know about credit cards and how to take charge of your credit score.